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Terms and Conditions

Effective Date: October 7, 2026
Last Updated: October 7, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyfiredamagedhomesbakersfieldcalifornia.com (the “Website”) and services offered through the Website by I Buy Houses With Fire Damage Bakersfield California (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

Depending on the property and transaction, we may:

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Direct Purchase Model

The Website presents the business as a direct purchaser of fire-damaged property in Bakersfield, California.

The Website states that we:

Where we purchase property for our own account:

3. Our Role

Depending on the transaction, we may act as:

Unless separately and lawfully established, we do not act as your:

4. No Obligation to Sell

Submitting property information or requesting an offer does not obligate you to sell.

A Website submission is an inquiry and is not a purchase agreement.

You may reject a proposed offer unless and until you enter into an enforceable transaction agreement, subject to applicable cancellation, rescission, or termination rights.

5. No Obligation to Purchase

Submitting property information does not require us to:

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

Submission by one co-owner does not necessarily establish authority to bind every owner.

7. Agents, Wholesalers, and Other Representatives

The Website specifically permits submitters to identify themselves as an owner, agent, or wholesaler.

A person submitting information as an:

is responsible for having lawful authority to do so.

Nothing on the Website authorizes:

8. Property Research

We may research:

9. Property Assessments

An acquisition evaluation may include:

An evaluation conducted for our acquisition purposes is not automatically an inspection or professional report performed for the seller’s benefit and is not a warranty concerning condition.

10. Preliminary Offers

Any preliminary:

is non-binding unless incorporated into an enforceable written transaction agreement.

An offer may change following due diligence.

11. Offer Methodology

Potential offers may consider:

No particular valuation methodology, purchase price, or economic result is guaranteed.

12. Binding Transactions

A binding transaction arises only when applicable parties execute enforceable transaction documents.

Closing may depend on:

13. California Transfer Disclosure Statement

California generally requires a Real Estate Transfer Disclosure Statement (“TDS”) in many transfers of residential real property containing one to four dwelling units, subject to statutory exemptions.

A direct cash or investor transaction is not automatically exempt merely because:

14. TDS Timing

For a covered conventional sale, the seller generally must deliver the completed statutory disclosure as soon as practicable before transfer of title.

Certain real-property sales contracts, lease-options, ground leases, and similar arrangements have different statutory timing requirements.

15. Late TDS and Buyer Termination Rights

If a required disclosure or material amendment is delivered after execution of the buyer’s offer, California generally gives the prospective buyer:

to terminate the offer by written notice.

Nothing in these Terms shortens a statutory termination period.

16. TDS Requirements Cannot Simply Be Waived

Where California’s TDS law applies, a seller and investor should not assume the statute can be eliminated merely by describing the transaction as:

California limits waiver of applicable statutory residential disclosure requirements.

17. TDS Exemptions

California provides specific exemptions for certain transfers, which can include qualifying:

An exemption should be confirmed for the specific transaction.

18. Fire Damage and Seller Disclosure

California’s disclosure framework requires truthful disclosure of qualifying known conditions affecting the property.

Fire damage can create conditions involving:

Known material fire-related conditions should not be concealed or misrepresented.

19. Material Facts

California law preserves duties concerning known facts materially affecting the value or desirability of real property.

A fire-related condition may be material based on:

20. No Universal Requirement to Deliver Every Fire Document

California does not impose one universal rule requiring every seller automatically to deliver every historical:

to every purchaser.

A particular document may nevertheless be:

21. Fire Incident Records

California law may permit property owners, victims, authorized representatives, insurers, and specified affected persons to obtain certain records concerning a fire incident from law-enforcement agencies.

Availability of those records does not mean that every investigative record must automatically be supplied to every purchaser.

22. California Natural Hazard Disclosure Statement

California separately requires a Natural Hazard Disclosure Statement (“NHD”) in qualifying residential property transfers.

The NHD addresses whether property lies within specified hazard areas, including:

The parcel should be evaluated using current official information.

23. Fire Hazard Severity Zones

Fire damage to an individual structure and a statutory Fire Hazard Severity Zone designation are different issues.

A Bakersfield or Kern County property can:

The current parcel-specific map controls.

24. Bakersfield Local Responsibility Area Fire Zones

The City of Bakersfield maintains current Local Responsibility Area fire-zone information.

Transaction staff should check the specific parcel rather than make a citywide assumption about wildfire-zone status.

25. Additional Wildfire Disclosure for Certain Pre-2010 Homes

Where a residential property subject to California’s disclosure law is located in a High or Very High Fire Hazard Severity Zone and the home was built before January 1, 2010, Civil Code section 1102.6f requires an additional wildfire-related disclosure.

The disclosure addresses:

For transactions on or after July 1, 2025, the seller must also disclose which listed low-cost retrofits, if any, were completed during the seller’s ownership.

26. Defensible-Space Inspection Information

Where applicable law requires or a seller has obtained a qualifying final defensible-space inspection report, additional disclosure of that report or information on obtaining it may apply.

This requirement depends on the property’s location and applicable fire-hazard law.

27. As-Is Transactions

The Website advertises purchase of fire-damaged property as-is.

“As-is” may mean the purchaser does not require the seller to perform repairs before closing.

It does not automatically eliminate:

28. No Universal Repair Requirement Before Sale

California does not impose one statewide rule requiring every fire-damaged property to be completely restored before transfer.

A damaged property may potentially be sold in its current condition.

Separate:

may nevertheless affect the property.

29. City Versus Kern County Jurisdiction

A Bakersfield-area mailing address does not necessarily mean a property lies within the incorporated City of Bakersfield.

Properties in or near Bakersfield may fall under:

The applicable permitting, code-enforcement, fire-protection, and inspection authority should therefore be verified for the actual parcel.

30. Bakersfield Building Permits

The City of Bakersfield Building Division:

Covered remodels, alterations, repairs, reconstruction, and other work can require permits.

Fire restoration should therefore be evaluated based on:

31. Fire Department Permits

The Bakersfield Fire Department separately administers fire permits for specified work.

Regulated fire-protection work may require:

Property acquisition does not eliminate those requirements.

32. Fire Alarm and Sprinkler Work

Repair or replacement of regulated:

should be performed through applicable permit and inspection procedures.

33. Unsafe Fire-Damaged Buildings

A fire-damaged structure may become subject to:

Sale of the property does not automatically cancel an existing governmental requirement.

34. Kern County Properties

Where a property is outside Bakersfield city limits and within unincorporated Kern County, different County:

may apply.

The applicable jurisdiction should be confirmed before relying on a City-specific process.

35. Asbestos and Air-District Requirements

Demolition or renovation of a fire-damaged structure may trigger asbestos-related requirements independent of the real estate sale.

For properties in the San Joaquin Valley Air Basin portion of Kern County, demolition and qualifying renovation notifications are handled through the San Joaquin Valley Air Pollution Control District’s Southern Region office.

The actual regulatory requirements depend on factors including:

36. Demolition Is Different From Selling As-Is

A seller generally does not have to demolish a property merely because the eventual buyer plans to do so.

However, once demolition is undertaken, separate requirements can arise involving:

37. California Contractor Licensing

California separately regulates construction contracting.

Where repair, demolition, remediation, reconstruction, or restoration requires a licensed contractor, the work must be performed by an appropriately licensed person or entity unless a lawful exemption applies.

Purchasing property does not itself authorize regulated contracting work.

38. Owner-Builder Exemption

California has owner-builder exemptions, but they contain important limitations.

An investor should not assume that merely taking title allows the investor to perform or supervise all construction without contractor licensing.

Whether an owner-builder exemption applies can depend on:

39. Cleanup and Restoration

The Website says sellers do not need to perform cleanup or repairs.

If we or a subsequent owner undertakes:

the work must comply with applicable licensing, environmental, worker-safety, disposal, permit, and inspection requirements.

40. Inspections and Due Diligence

The Website may state that sellers need not obtain or pay for traditional inspections.

That does not prevent a buyer from conducting its own due diligence.

Due diligence may include:

41. Fast Offer and Closing Claims

The Website advertises:

Those statements describe possible or intended transaction timing and are not guarantees.

Actual timing may depend on:

42. No Repairs or Cleanup Claims

The Website states that sellers need not repair the property, remove debris, or perform cleanup before selling.

That may describe the buyer’s willingness to purchase the property in its present condition.

It does not mean that:

43. No Fees or Commissions

The Website advertises:

Where a genuine direct purchase occurs without a listing broker, a conventional listing commission may not apply.

The executed purchase agreement and final closing statement control the actual transaction economics.

44. Website Statement That the Offer Equals the Amount Received

The Website states that the offer presented is the amount the seller receives at closing with nothing deducted later.

That representation should be qualified by the signed agreement and closing statement.

Amounts ultimately received can be affected by matters including:

The business should not describe the gross purchase price as the seller’s guaranteed net proceeds unless that is actually true after all applicable obligations.

45. “Fair,” “Competitive,” and Market-Value Claims

Website references to a:

do not guarantee that:

The signed purchase agreement controls.

46. California Real Estate Licensing

California generally requires a real estate broker license where a person, for compensation or in expectation of compensation, acts for another to:

The actual conduct, relationship, and compensation control.

47. Principal Purchaser Versus Broker

A genuine principal purchaser buying property for its own account is differently situated from someone acting for another for compensation.

Nothing in these Terms means that using a label such as:

automatically creates an exemption from California licensing law.

48. Wholesaling and Contract Assignment

As of October 7, 2026, California has not enacted Assembly Bill 1850’s proposed wholesaling-specific licensing regime.

AB 1850 remains pending after being held under submission in the Assembly Appropriations Committee on May 14, 2026.

Its proposed licensing and disclosure provisions therefore should not be represented as current California law.

49. Existing Licensing Law Still Applies to Wholesaling

The absence of an enacted wholesaler-specific statute does not mean every wholesale transaction is automatically lawful without a license.

Relevant considerations include:

50. Contractual Interest Is Not Legal Title

Holding a:

is different from holding legal title.

A contract holder should not falsely state that:

51. Assignment Depends on the Contract

Whether a California purchase agreement may be assigned depends on:

Nothing on the Website guarantees that a particular agreement may be assigned.

52. Agents and Wholesalers Submitting Properties

Because the Website expressly allows an inquiry submitter to identify as “I am an Agent” or “I am a Wholesaler,” transaction staff should independently verify:

The Website submission itself does not establish lawful authority.

53. Homes in Foreclosure

California imposes strong protections when an investor purchases certain owner-occupied residences after a notice of default has been recorded.

A transaction can fall under California’s Home Equity Sales Contract Act.

These protections are separate from ordinary residential seller disclosures.

54. Covered Residence in Foreclosure

A covered “residence in foreclosure” generally involves:

A covered investor purchaser can be an “equity purchaser.”

55. Home Equity Sales Contract Requirements

A covered equity-purchase contract must comply with detailed statutory requirements.

Among other requirements, it generally must:

56. Five-Business-Day Equity-Seller Cancellation Right

A covered California equity seller generally may cancel until the earlier of:

Nothing in these Website Terms limits that statutory right.

57. Restrictions During the Cancellation Period

During the covered cancellation period, an equity purchaser generally may not take actions prohibited by the statute, including specified premature:

Transaction-specific procedures must comply with the statute.

58. No Misleading Statements to a Distressed Seller

A covered equity purchaser may not make false or misleading representations concerning matters including:

59. California Foreclosure Consultants

California separately regulates mortgage foreclosure consultants.

A person can fall within that law where, for compensation, the person represents that services will help:

A purchaser seeking to acquire the property should not simultaneously portray itself as the homeowner’s paid foreclosure consultant unless separately structured in full compliance with applicable law.

60. Five-Business-Day Foreclosure-Consultant Cancellation Right

A covered homeowner generally has the right to cancel a compliant foreclosure-consulting agreement until midnight of the fifth business day after signing.

Applicable written-contract and cancellation-notice requirements must be followed.

61. Advance Compensation Restrictions

California restricts advance compensation for covered foreclosure-consulting services.

A covered consultant generally may not collect compensation before performing the promised services as required by law.

62. Foreclosure Consultant Acquisition Restrictions

California restricts a covered foreclosure consultant from acquiring an interest in the client’s residence.

A property buyer should therefore maintain a clear operational distinction between:

63. Requesting a Cash Offer Does Not Stop Foreclosure

Submitting a Website inquiry, receiving an offer, or negotiating a purchase does not automatically:

Homeowners facing foreclosure should independently verify applicable deadlines.

64. Federal Mortgage-Assistance Rules

Where separate conduct constitutes mortgage-assistance-relief services under federal law, federal requirements may regulate:

65. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

66. Multilingual Contract Requirements

California provides special protections where specified consumer transactions are negotiated primarily in certain languages.

Where Civil Code section 1632 applies and negotiations occur principally in:

a translation of the contract or agreement may be required before execution.

The Website’s multilingual features do not eliminate applicable translation rights.

67. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.

A transaction may require:

Certain fiduciary transfers may qualify for statutory seller-disclosure exemptions, but exemptions are transaction-specific.

68. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding:

69. Insurance Payout Information

The Website specifically asks whether a property owner has received an insurance payout.

That information may be relevant to property and transaction evaluation.

Providing insurance-payout information does not mean that:

70. Pending Insurance Claims

If property is sold while an insurance claim remains open, transaction documents should address the parties’ rights concerning:

71. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A homeowner seeking professional assistance negotiating an insurance claim should work with an appropriately licensed professional or attorney where required.

72. Recent Investor Resales — 18-Month Rule

California imposes additional disclosures in specified resales of single-family residential property where the seller accepts an offer within 18 months after acquiring title.

Where the statute applies, the seller must disclose qualifying:

This can be particularly important where an investor:

  1. Purchases a burned house;
  2. Repairs or reconstructs it; and
  3. Resells it within 18 months.

73. Contractor and Permit Records on a Quick Resale

Where California’s recent-resale statute applies, investors should maintain accurate files concerning:

74. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying residential property constructed before 1978.

Nothing on the Website replaces those federal obligations.

75. Common Interest Developments

If property is in a condominium, planned development, or other qualifying common-interest development, separate California disclosure duties may require delivery of association documents concerning matters such as:

76. Tenant-Occupied Property

A sale generally does not automatically terminate an existing lawful tenancy.

A purchaser should evaluate:

A house appearing empty after a fire does not necessarily establish that all tenant rights ended.

77. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

78. California Recording Law

California generally prohibits intentionally recording a confidential communication without the consent of all parties, subject to statutory exceptions.

Acquisition calls should therefore not be secretly recorded merely because one participant has consented.

Where calls are recorded, appropriate recording notice and legally sufficient consent should be obtained from all participants.

79. Text Messages

If you provide a mobile number and applicable consent, we may communicate by text concerning:

Where legally required, additional consent will be obtained before regulated automated or promotional texts are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

80. Email Communications

By providing an email address, you authorize communications concerning:

Applicable promotional emails will provide an unsubscribe mechanism.

81. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

This does not eliminate documents that applicable law requires to be provided in a particular form, language, or manner.

82. Privacy

Our handling of personal information is described in our Privacy Policy.

83. Independent Decision-Making

Selling fire-damaged property can have significant:

You may wish to consult:

84. No Professional Advice

Website content does not constitute individualized:

85. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

If a California licensed real estate professional participates, applicable agency and representation documents control.

86. Acceptable Use

You may not:

87. Intellectual Property

Unless otherwise stated, the Website and its original:

are owned by or licensed to I Buy Houses With Fire Damage Bakersfield California.

You may not commercially reproduce protected Website content without authorization.

88. Third-Party Websites and Services

We do not control or accept responsibility for independent third-party:

89. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

90. No Guarantee of Transaction

We do not guarantee:

91. Testimonials

Testimonials describe individual reported experiences.

They do not guarantee that another seller will receive:

92. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

Nothing in these Terms eliminates rights or protections that applicable law does not permit to be waived.

93. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY HOUSES WITH FIRE DAMAGE BAKERSFIELD CALIFORNIA AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under a separately executed:

unless that document expressly provides otherwise and applicable law permits it.

94. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for independent third-party:

Nothing in this provision eliminates liability that applicable law does not permit to be excluded.

95. Indemnification

To the extent permitted by law, you agree to indemnify I Buy Houses With Fire Damage Bakersfield California from claims arising from your:

96. Governing Law

These Terms are governed by the laws of the State of California, except where another law must apply.

97. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in California.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

98. Non-Waivable California Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

99. Transaction Agreements Control

These Website Terms do not replace:

A separately executed transaction agreement governs that transaction to the extent enforceable.

100. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

101. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

102. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

103. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.

This provision does not determine whether a real estate purchase agreement may be assigned.

Assignment of a purchase agreement is governed by:

104. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real estate transaction documents.

105. Contact Us

Questions concerning these Terms may be directed to:

I Buy Houses With Fire Damage Bakersfield California
Bakersfield, California
United States

Website: ibuyfiredamagedhomesbakersfieldcalifornia.com